Almost, almost done with mortgage

Called a couple of insurance brokers and was able to get from the bank's offer of 160 NIS a month for mortgage insurance down to 110 a month.  Also, found an English speaking broker, so I'm going to have him insure the contents and do life insurance (not tied to the bank) after we move.

Got a call from the Shammai yesterday.  He sent in his paperwork.

Opened up an account with Mizrahi Tefahot.

Sent in Michtav Kavvanot.

All that's left is to pay the fee for opening the mortgage file (about 850 NIS after the 50% discount) and then I can collect the money!!

I spoke with a friend who works for the city, and I may be able to get the oleh discount on Arnona (municipal taxes) once we move.  I've been here for a while, but I never used it, so he's going to try and help me with it.

The last time I was at the house, I asked the sellers about the ishurim for the expansion that the city had claimed they didn't have.  They showed it to me on  the plans the city had copied for me - the secretary I had spoken with didn't know what she was talking about.