More paperwork

The bank gave us a mountain of paperwork to get signed.  Some of it by the seller, some of it by the lawyers and a few other things.  Below is the complete list

1. Life insurance (on the house)
2. House insurance (also with the bank as the beneficiary)
3. Bank information for the sellers - where they want us to send the money we get from the bank
4. Michtav kavvanot - still not sure what that is but the sellers had to do it.
5. More stuff for  the sellers
6. Power of attorney notarized
7. Stuff for the sellers
8. Appraisal of the value of the house
9. Property registry.  If we lived in pre-67 Israel, this would be done through the Tabu.  Since we don't, we use the Minhal Ezrachi, or Civil Administration, aka the army.
10. Paperwork for the tax people
11. Receipt for the down payment
12. Payment for opening a mortgage file.

The lawyer took care of most of this stuff for me.  I'm in charge of the insurances, the appraisal and no. 12.

Insurances - I asked around and it seems like the banks offer the best deals for that type of insurance, as opposed to going private.  Haven't signed anything yet, but making progress.

Appraisal - just got off the phone with the guy.  The bank gave me a list of three people to choose from.  I chose the one who lived the closest.

The appraiser gave me a list of things I have to chase down and xerox before he can come and look at the house.  Things like the initial building permit from 1985, the building plans, etc.