I went to OTzar Hachayal, and handed them the paperwork I had from Poalim, stressing that I had not received approval yet.
The woman there was very helpful and even saw me 15 minutes before my meeting time. She saw what I had been offered and reduced the interest rates even more.
A few days later I got approval from Poalim. Otzar Hachayal however wasn't so happy with a single income household, so they didn't deny me but they didn't approve me either.
I made an appointment with Mizrahi to see what they would offer me.
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